Some marriages reach a point where divorce is the only way out. When you realize your marriage is ending, the steps you take early can protect your financial future and your relationship with your children. Delaying action may leave you vulnerable in ways that become difficult to reverse.
Protect your financial interests early
Your finances can become vulnerable if you wait too long to act. Opening a separate bank account may prevent problems if joint accounts get frozen or drained. Gathering documents like tax returns, pay stubs, bank statements and retirement account information now can protect you later.
Colorado operates under equitable distribution principles for marital property division, which means courts divide assets fairly, but not always equally. Without complete financial records, you may lose out on assets that belong to you.
Understand the 2026 child support changes
Colorado child support calculations changed dramatically in March 2026. Under House Bill 25-1159, every overnight with your children now counts toward reducing child support from the very first night. The old 93-overnight threshold no longer exists.
The mandatory guidelines now cover combined monthly gross incomes up to $40,000, up from $30,000. Support amounts have also increased to reflect 2026 inflation and current costs of raising children. Misunderstanding these new calculations can create unexpected financial obligations.
Consider safety for yourself and your children
Your living situation and your children’s safety may need quick action, especially if concerns about wellbeing exist. You can explore temporary housing or protective orders. When making custody decisions, Colorado courts focus on what’s best for children and look at several factors:
- Each parent’s relationship with the children
- The children’s adjustment to home, school and community
- Each parent’s ability to encourage a relationship with the other parent
Documenting your daily involvement with your children can strengthen your custody position. Missing this early step may create unnecessary challenges during negotiations.
Get guidance from someone who knows Colorado divorce law
Divorce laws in Colorado changed significantly in 2026, and the Denver metro area now has unique considerations for property division and parenting plans. A skilled divorce attorney can explain how recent changes apply to your situation and help you avoid costly mistakes that could affect your future.